American Bank      

Silver

Gold

Platinum (NOW)

Minimum Opening Deposit

$50

$100

$200

Monthly Maintenance Fees

None

$10

Monthly fee waived if you maintain a minimum daily ledger balance of $800 or an average ledger balance of $1,600 or more

$12

Monthly fee waived if you maintain a minimum balance of $1,500 OR an average ledger balance of $3,000 in this account

Interest

Non-interest bearing

Non-interest bearing

Yes*

*Contact Bank for current APY

Check Return Option

Free check safekeeping

(Non-imaged, truncated statement)

Imaged Statements

Check Writing

Unlimited check writing

VISA Check Card

Free Visa Check card - the smarter way to pay. With a Visa Check card purchase, the payment is automatically debited from your bank account. Accepted anywhere you see the Visa logo displayed. Plus, your check card doubles as an ATM card.

ATM Access

Use your Visa Check card to get cash at any ATM displaying any of these logos: Visa, PULSE, PLUS , or MasterCard. Free unlimited ATM transactions at any American Bank ATM. $1 activity fee for ATM withdrawals from any non-American Bank ATM.*

*These fees are in addition to any fees charged by the ATM owner or operator

Internet Banking

Free unlimited access to AmBank On-Line. Access to Bill Payment Services.

Free unlimited access to AmBank Online w/ online images. Access to Bill Payment Services.

Free unlimited access to AmBank Online w/ online images. Free Bill Payment services.

Phone Banking

Free unlimited access to TeleBANK

Optional Services & Fees

Overdraft Protection available from another deposit account at American Bank.

$15 service charge for early closure (accounts closed within 90 days after opening)

Account Options:

American Bank Key

Must be 55 or over

Features

Free Bank stock checks

Monthly Maintenance Fees

No monthly maintenance fee when added to American Bank Gold (regardless of balances). Monthly fee of $5 when added to the American Bank Platinum (if minimum balance falls below $500).