Business Checking

American Bank has several business checking account options to fit your business banking needs. Compare the features and choose the one that best fits the needs of your business.

Contact Us

 
 

These features are available with all of American Bank's business accounts.

  •  Online Banking
  •  Bill Pay
  • Mobile Banking
  • Mobile Deposit Capture
  • VISA Business Debit Card
  •  eStatements

Business Checking Accounts Comparison Chart

 

Small Business Lite

Small Business

Commercial

Minimum Opening Deposit

$100

$100

$100

Service Charge

$9 if balance drops below daily minimum of $1,500

$16 if balance drops below daily minimum of $5,000

$10.98*

Interest Bearing

No

No

No

Statement Option

No charge for eStatements.
$3.00 per month for paper statements.

No charge for eStatements.
$3.00 per month for paper statements.

eStatements or Paper Statements

Other Fees**

  • 300 items included per statement cycle.  $.050 per item in excess of 300
  • 500 items included per statement cycle.  $.050 per item in excess of 500
  • Check/Debit fee $.15 per item*
  • Deposit/Credit fee $.25 per item*
  • Local item deposit - $.08 per item*
  • Transit item deposit - $.09 per item*

 

Online Banking

Call an eBanking specialist at 254-412-2000 to determine which online services are right for your business.

Phone Banking

Unlimited access to TeleBANK @ 254-867-7666

*The earnings credit on this account may offset fees.

**Additional fees may apply.  Please see current fee schedule for a complete list.

 

 

Waco, Texas
63° F
17° C
Sunny
S at 9 mph
0 mm
78%
16 km
1018 mmHg
0%
Tuesday
82°
28°
57°
14°
Sunny
SSE at 15 mph
Wednesday
87°
31°
61°
16°
Sunny
S at 11 mph
Thursday
89°
32°
66°
19°
Sunny
SSE at 7 mph
Friday
90°
32°
66°
19°
Patchy rain possible
S at 9 mph
Saturday
88°
31°
67°
19°
Patchy rain possible
S at 17 mph
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