Personal Checking

American Bank has 4 personal checking account options. Compare the features and choose the one that fits your needs and lifestyle best.

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All of American Bank’s Personal Checking Accounts include these benefits

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • VISA Debit Card
  • eStatements
  • Unlimited Check Writing

Personal Checking Accounts Comparison Chart

  

Silver Account

Platinum Account

Gold Key Account

Available for those ages 55 and over

Platinum Key Account

Available for those ages 55 and over

Minimum Opening Deposit

$100

$100

$100

$100

Service Charge

None

$12 Service charge waived if you maintain a minimum daily balance of $1,500 OR an average ledger balance of $3,000

None

$5 Service charge waived if you maintain a minimum daily balance of $500

Interest Bearing

No

Yes*

No

Yes*

Statement Option

Imaged Statements

Imaged Statements

Imaged Statements

Imaged Statements

Free Bank Stock Checks

No

No

Yes

Yes

*Contact Bank for current APY.

 

Waco, Texas
82° F
28° C
Clear
S at 8 mph
0 mm
74%
16 km
1011 mmHg
0%
Tuesday
85°
29°
65°
18°
Patchy rain possible
SSW at 10 mph
Wednesday
90°
32°
71°
22°
Moderate or heavy rain shower
SW at 11 mph
Thursday
80°
27°
67°
19°
Moderate or heavy rain shower
SW at 8 mph
Friday
66°
19°
61°
16°
Patchy rain possible
ENE at 11 mph
Saturday
69°
20°
60°
16°
Light rain shower
SE at 10 mph
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