Personal Checking

American Bank has 4 personal checking account options. Compare the features and choose the one that fits your needs and lifestyle best.

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All of American Bank’s Personal Checking Accounts include these benefits

  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free VISA Debit Card
  • Free eStatements
  • Unlimited Check Writing

Personal Checking Accounts Comparison Chart

  

Silver Account

Platinum Account

Gold Key Account

Available for those ages 55 and over

Platinum Key Account

Available for those ages 55 and over

Minimum Opening Deposit

$100

$100

$100

$100

Service Charge

None

$12 Service charge waived if you maintain a minimum daily balance of $1,500 OR an average ledger balance of $3,000

None

$5 Service charge waived if you maintain a minimum daily balance of $500

Interest Bearing

No

Yes*

No

Yes*

Statement Option

Imaged Statements

Imaged Statements

Imaged Statements

Imaged Statements

Free Bank Stock Checks

No

No

Yes

Yes

*Contact Bank for current APY.

 

Waco, Texas
59° F
15° C
Overcast
N at 4 mph
2.7 mm
100%
11 km
1023 mmHg
100%
Friday
61°
16°
54°
12°
Moderate rain
ESE at 5 mph
Saturday
67°
19°
54°
12°
Moderate rain at times
ENE at 8 mph
Sunday
63°
17°
49°
Partly cloudy
NE at 9 mph
Monday
59°
15°
49°
Moderate or heavy rain shower
ESE at 5 mph
Tuesday
59°
15°
52°
11°
Cloudy
NE at 6 mph
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