Debit & Credit Card Services

American Bank debit cards now come with chip technology. You can count on enhanced fraud protection every time you use your card at a chip-activated terminal.

 

Debit Cards

American Bank debit cards now come with chip technology. You can count on enhanced fraud protection every time you use your card at a chip-activated terminal.

What are chip cards?

A chip card–also called a smart card or an EMV card–is a debit/credit card that contains a microprocessor that enhances the security of cards during point-of-sale transactions.

These cards, already in use in much of the world, use a security standard originally developed by Europay, MasterCard® and VISA® (EMV) as a way to fight card fraud resulting from theft, skimming and counterfeiting. The EMV technology has been adopted by the other major card brands and issuers.

How is the chip card more secure than my current card?

Chip cards add an additional layer of security to the safeguards that already protect your card. Each time you use your chip card, it generates a code that is unique to that transaction. This makes it harder to counterfeit your card or to use it fraudulently for in-store purchases.

View FAQ

Important Information

Lost or Stolen Debit Card?

Call (254)412-2000 during business hours or (800)472-3272 after business hours to report a lost or stolen debit card.

Need to reset your Debit Card PIN Number?

Call 1-800-992-3808

Traveling Information

Please let us know if you are traveling to another state or country. We have controls in our system to further protect you from fraud and do not want to inconvenience you while you’re traveling. Please notify us prior to your departure.

Credit Cards

American Bank has a credit card that is just right for you.

The features of our cards are:

  • No annual fee
  • Low introductory rate for six months
  • Competitive Annual Percentage Rate (APR)*

To apply now

Complete the following PDF application.  You can type your information and print the application, or print the application and complete it manually.

PERSONAL CREDIT CARD APPLICATION

Mail your completed application to:

Card Service Center
P.O. Box 569120
Dallas, Texas 75356-9120

*Please see application for information about current APRs and fees.

CardValet®

Take control of the debit card in your wallet with the phone in your pocket.

American Bank is now offering CardValet®, the mobile app that gives you control of your debit card usage and spending.

 

Your debit card, on your terms

Fraud Protection

  • Lost or misplaced cared? You can turn your card "OFF" until you locate it.
  • Get real-time notifications when your card is used
  • Set security preferences to match your spending habits for every debit card
  • Restrict transactions to a certain area using your phone's GPS

Control Spending

  • Set spending limits for every transaction
  • Enable or disable your cards to be used within certain merchant categories such as gas and groceries, hotel and travel

Get the App Today!

App Store  Google Play

VISA® Purchase Alerts

More information. More peace of mind.

With near real-time alerts, you can receive updates on your VISA® debit card activity through email. The alerts allow you to act quickly to reduce fraud and monitor your account–wherever you are.

 

More tools for tracking your account your way!

Customize transaction alerts to fit your needs when your VISA® debit card is used:

  • For purchases over a specified dollar amount
  • For purchases online, over the phone or through the mail
  • For cash withdrawals at an ATM
  • Outside the United States

Sign up today

 

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