American Bank is able to offer superior checking account service because all processing is done
American Bank has 3 personal checking account options. Compare the features and choose the one that fits your needs and lifestyle best.
It's easy to apply
|Minimum Opening Deposit||$50||$100||$200|
|Monthly Maintenance Fees||None||$10 Monthly fee waived if you maintain a minimum daily ledger balance of $800 OR an average ledger balance of $1,600||$12 Monthly fee waived if you maintain a minimum balance of $1,500 OR an average ledger balance of $3,000|
|Interest||Non-interest bearing||Non-interest bearing||Yes*|
|Statement Option||Imaged Statements||Imaged Statements|
|Check Writing||Unlimited check writing|
|VISA Check Card||Visa Check card - the smarter way to pay. With a Visa Check card purchase, the payment is automatically debited from your bank account. Accepted anywhere you see the Visa logo displayed.|
Use your Visa Check card to get cash at ATM’s displaying any of these logos: Visa, PULSE, PLUS, or MasterCard. Unlimited ATM transactions at any American Bank ATM. $1 activity fee for ATM withdrawals from any non-American Bank ATM.**
|Internet Banking||Unlimited access to Internet Banking and Bill Payment Services.|
|Phone Banking||Unlimited access to TeleBANK; 254.867.7666|
|Optional Services & Fees||Overdraft Protection available from another deposit account at American Bank.
$15 service charge for early closure (accounts closed within 90 days after opening)
*Contact Bank for current APY
**These fees are in addition to any fees charged by the ATM owner or operator
Key Account Options
- Must be 55 or over
- Bank stock checks provided
- No monthly maintenance fee when added to American Bank Gold (regardless of balances). Monthly fee of $5 when added to the American Bank Platinum (if minimum balance falls below $500).