Officer Directory 

We are here to serve you! For specific inquiries regarding your accounts or other bank services please call us at (254) 412-2000 or contact the corresponding department by email:

Please do not send sensitive information such as account numbers or other personal information via email. 

Bank Officers

To reach any of our officers listed below, please call the number listed or send an email. Email addresses are: first initial no space last name at ambankwaco dot com (Example: 

Bellmead (Round Bank)

  • Rick Dunn Vice President
    Phone: 254-867-7612
  • Mathew Farquhar Vice President
    Phone: 254-867-7600
  • Ritchie Garrett Senior Vice President - Operations
    Phone: 254-867-7606
  • Karen Hill Assistant Vice President
    Phone: 254-867-7613
  • Kim Holt Personnel Officer
    Phone: 254-867-7611
  • Jim Lambert Vice President - Lending
    Phone: 254-867-7637
  • Donna Matoska Vice President - Loan Operations Manager and Loan Review Officer
    Phone: 254-867-7658
  • Tracy Slaughter Vice President - Lending
    Phone: 254-867-7602
  • Dionea Stepp Senior Vice President and Information Security Officer
    Phone: 254-867-7608
  • Carolyn Stevens Vice President - Accounting Manager
    Phone: 254-867-7646
  • June Ward Vice President - Customer Service Manager
    Phone: 254-867-7664


West Waco (American Plaza)

  • Kyle Akin Senior Vice President - Lending
    Phone: 254-751-8338
  • Jordan Barry Assistant Vice President -  Credit Department Manager
    Phone: 254-751-8345
  • Susan Breeland Vice President  - Retail Sales Manager
    Phone: 254-751-8341
  • Melissa Contreras Vice President-  Business Development Officer
    Phone: 254-751-8333
  • Vicki DeGraw Vice President - Mortgage Loan Officer
    Phone: 254-751-8305
  • Dana Hassell  Executive Vice President, Chief Operating Officer and Senior Lendor
    Phone: 254-751-8340
  • David Hicks President and Chief Executive Officer
    Phone: 254-751-8302
  • Marie Mason Vice President
    Phone: 254-751-8300
  • Kay McKay Senior Vice President
    Phone: 254-751-8304
  • Amy Nodine Banking Officer
    Phone: 254-751-8316
  • Celia Ramsey Banking Officer
    Phone: 254-751-8309
  • Mike Schmidt Senior Vice President - Lending
    Phone: 254-751-8321
  • Willard J. Still Vice Chairman
    Phone: 254-751-8301

Downtown (4th and Franklin)

  • Brandon Warford  Vice President - Lending
    Phone: 254-867-7698
  • Christine Lopez Banking Officer - New Accounts
    Phone: 254-867-7693