Frequently Asked Questions About Consumer
Mobile Apps: iPhone/Android


What is the American Bank Mobile Banking App?

The American Bank Mobile Banking App is a service that enables you to access your account information, and transfer funds from an iOS or Android mobile device with Internet access from either a WIFI source or the 3G/EDGE networks. The service is currently available for the iPhone, iPod Touch or Android.   

How does the American Bank Mobile App work?

First you must download our Mobile App from the iTunes App Store or Android Market. You can do this either from your mobile phone or computer. If you do access our App from your computer, the App will install on the mobile phone the next time the phone is plugged in to the computer.

Once you download the App, you log in with the same user ID and password that you use for Internet banking. No separate or different registration is required. Once logged in, you can:

  • Access Your Accounts – you can view account balances and account history.
  • Make Transfers – you must have more than one account on Internet banking for this functionality to be available on mobile banking.
  • Deposit Checks - you can use the App to deposit checks into your account, saving you a trip to the bank.
  • Find an ATM/Branch – you can use the App to locate the ATM or branch nearest your location.
  • Contact Us – you can contact us quickly right from the App.

Is American Bank Mobile App currently available to all users?

The American Bank Mobile App is currently available to all Internet banking users who own an iPhone, iPod Touch device or an Android mobile device with access to 3G/EDGE or WIFI.

Is it safe to bank using the American Bank Mobile App service?

Yes. To protect your privacy, you are required to authenticate yourself on each individual mobile device using the same information from Internet banking. All communication between your mobile device and the mobile banking server is encrypted. In addition, your password and account information are never stored on the mobile device.

How many transactions can I see on my phone at a time?

When you select an account name on the Accounts tab, the last 30 days of transactions will be displayed. Scroll down to see all of your transactions. Select the View More Transactions button to view additional transactions going back to 180 days.

What different kinds of funds transfers are available?

To do a funds transfer, you must have more than one account in Internet banking. On the Transfers tab, you can enter an immediate transfer between your accounts. However, you are not able to see scheduled transfers on your phone nor can you change or remove a scheduled transfer this way.

How do I log out?

When you're ready to log out, select the Log Out button at the top right of the page and you will exit the American Bank Mobile App. This will return you to the Login screen.

Is a password needed for the Mobile App?

Yes. From your mobile device, you will need to log in to the American Bank Mobile App. This is the same as you would for Internet banking, using the same login information you do for Internet banking. No separate Mobile App sign‐up is required.

I have disconnected my mobile phone. Will my service continue to work?

For the American Bank Mobile App to work, you must have a mobile device with access to the 3G/EDGE or WIFI networks.

Is help available through my mobile device?

Click the Contact Us tab to find our support phone number (254-412-2000) or email address   For help regarding your mobile device and/or wireless Internet connectivity, contact your wireless provider.

What does the 'Remember Me’ checkbox do?

Selecting the Remember Me checkbox gives the application permission to save your Username so that you do not have to enter it each time you attempt to log in. This information is masked and stored securely to keep your information safe.

My session timed out pretty quickly, can I change the timeout value?

Ten minutes is the only timeout option. For your security and protection, when there has been no account activity for ten minutes, the session times out and the American Bank Mobile App login page displays with a Session Expired message.