IRAsIndividual Retirement Accounts

An IRA is an account offered to depositors for retirement purposes.  The account is set up for a specified amount of time with a specified rate.  Depositors face a penalty for early withdrawals.  If you have questions, please call 254.412.2000 or e-mail our New Accounts department.

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Individual Retirement Accounts
Minimum Opening Deposit $100.00
Maturity Terms 32 days to 5 years
Interest Rate Contact Bank for current rates.
Limitations

Penalty assessed if Certificate is withdrawn before maturity:
30 days interest for Certificates with maturities of 1 year or less
90 days interest for Certificates with maturities greater than 1 year
6 months interest for Certificates with maturities greater than 3 years